• Have you protected your workplace from fire?

  • Can you afford a reproduction of your goods damaged by fire?

  • A simple light of flame can burn everything down into ashes!

Do You Know

Fire Insurance

Coverage Includes 

  • Fire

  • Lightning

  • Explosion/Implosion

  • Aircraft Damage

  • Riot, Strike, Malicious Damage

  • Storm, Typhoon, Hurricane, Tornado, Flood and Inundation

  • Impact damage

  • Subsidence and landslide including Rock slide

  • Bursting and overflowing of water tanks, apparatus and Pipes

  • Missile testing operations

  • Leakage from Automatic Sprinkler Installation

  • Bush Fire

 

Under fire insurance, the following persons have insurable interest in the subject matter:-

  • Owner

  • Mortgagee

  • Pawnee

  • Pawn broker

  • Official receiver or assignee in insolvency proceedings

  • Warehouse keeper in the goods of customer

  • A person in lawful possession e.g. common carrier, wharfinger, commission agent.

 

The types of losses covered by fire insurance are:-

  • Goods spoiled or property damaged by water used to extinguish the fire.

  • Pulling down of adjacent premises by the fire brigade in order to prevent the progress of flame.

  • Breakage of goods in the process of their removal from the building where fire is raging e.g. damage caused by throwing furniture out of window.

  • Wages paid to persons employed for extinguishing fire.

© 2020 by Naikinsurance Broking Pvt Ltd.
Regulated by Insurance Regulatory and Development Authority of India

IRDA Licence No : 636 | License Validity: 15/12/2017 to 14/12/2020 | CIN : U74999MH2017PTC292088