• Can You bear the hospital charges arising due to an accident?

  • Have you thought about your family if something gets uncontrolled with you due to a mishap?

  • What if your income halts for a while after your accident?

Do You Know

Personal Accident Insurance

  • Some policies may cover boarding expenses apart from surgeon, anesthetist and consultant fees; charges for anesthesia, oxygen and diagnostic materials in addition to X-rays and dialysis costs among others.

  • Offer cashless facility and direct settlement of bills with the hospital.

  • Offer to cover pre and post-hospitalization charges for a specific period.

  • Some policies may offer maternity benefits.

  • Less than 24 hours hospitalization for certain procedures such as chemotherapy, eye surgery and tonsillectomy among others.

  • Extended cover for certain critical ailments above hospitalization benefits.

  • Some policies may provide cover for pre-existing diseases after payment of extra premium.

  • Some policies may cover domiciliary expenses.

  • Some of the optional benefits include waiver of waiting period, first year exclusions besides reimbursement of ambulance charges among others.

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IRDA Licence No : 636 | License Validity: 15/12/2020 to 14/12/2023 | CIN : U74999MH2017PTC292088