We, Naik Insurance Brokers Private Limited, its associate concerns, directors and employees (hereinafter jointly and severally referred to as "Naik Insurance" or “NIB”) maintain, operate and own the web site accessible at the URL www.naikinsurance.com or www.naikinsurance.in (the 'Web Site'). Respecting the privacy and choices of our clients and visitors is important for us. We hope that the information provided below will address any concerns you may have about privacy issues.
DISCLOSURE OF PERSONAL INFORMATION
We at Naik Insurance hereby acknowledge and accept that details collected for opening your account(s), to process transactions and to help us provide a better level of service to you, are kept confidential and would be used only in the manner which would be beneficial to you. We consider our relationship with you as invaluable and strive to respect and safeguard your right to privacy.
The personal information that we collect from you may be classified into three parts.
Personally identifiable information
Personally identifiable information: This comprises of the information provided by you to us at the time of opening the account with us or registering with us. The information includes the name, address, phone number, email address and other such information as is required by us from time to time based on regulatory requirement or any other requirement.
Transaction details: Information regarding your investments, including balances, positions, and history of transactions is available with us.
System Information: Information about your computer hardware and software including information like your IP address, browser type, domain names, access times and referring Web site addresses etc that may be collected by the website
We will protect the Personally Identifiable Information with the same degree of care, but no less than a reasonable degree of care, to prevent the unauthorized use, dissemination, or publication of this information as we protect our own confidential information of a like nature.
We would not disclose the personal information to third parties, except under the following circumstances:
We may use your personal information to improve our service to you and to keep you updated about our new product or information that may be of interest to you.
Your personal information may be used by Naik Insurance and its Affiliates for the purpose of offering you products and/or services that may interest you and help you learn about products and/or services that are offered to the public by Naik Insurance and its Affiliates.
We may disclose your personal information to companies that provide support services for processing your application and transactions and such disclosure would be limited to the performance of the specific service we have requested.
We may disclose your personal information in limited circumstances where disclosures have to be made under the various regulations of Indian Laws or to any governmental agency or regulatory bodies.
Provided that nothing contained herein shall be deemed to restrict our right to make available any information as may be procured by us to such a third party as may be consented to by you in writing
We may also ensure that your personal information is protected by a confidentiality agreement with third-party whenever it is disclosed to a third party, so as to enable such a third party to provide you certain specified services.
In case of additional information, please reach out to Mr.Sachin Shedge on Email ID: firstname.lastname@example.org
We may also record information about your computer hardware and software including information like your IP address, browser type, domain names, access times, and referring Web site addresses etc that may be collected by the website. This information may be used by us for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the website.
LINKS AND CO-BRANDED SITES
We encourage you to review the privacy statements of other Web sites to which links may be provided through naikinsurance.com so that you are aware of the privacy policies of these websites too. We are not responsible for the privacy statements or other content on websites outside of those of naikinsurance.com.
We ensure that the personal information given to us by you at the time of filling up the application form and the client agreement would be stored in a safe and secure place.
We ensure that the personal information on the web is placed in the secured portion of our website. We use advanced encryption technology, the Secure Socket Layer (SSL), which is one of the best available technology to ensure that the information transmitted between you and us across the Internet is safe and cannot be accessed by any outsider. SSL has been universally accepted on the World Wide Web for authenticated and encrypted communication between clients and servers.
Whenever you close your account(s) with naikinsurance.com, all records pertaining to your information would be kept for such period of time as is required by law and/or any other regulatory bodies.
USER NAMES AND PASSWORDS
To ensure the security of access to the personal information and transaction details, access to the secured zone of our website is restricted by the unique login ID and Password selected by you. You should be very careful in handling the ID and password and you should ensure that you do not reveal it to anybody, nor do you keep it in writing. You should keep changing your password periodically. As a matter of precaution, we always give the details of your last login each time you log on to our site. In case you feel that the detail is not matching with your last login profile, it should give you an indication that somebody has been able to crack your login and password and is having unauthorized access to your details. In such circumstances, you should immediately change the password and also inform us about it.
To ensure the safety of your trading access, our technology automatically logs you out of the site if no activity is registered. However you should ensure that each time you leave your terminal you log yourself out. This prevents someone else from accessing your account if you leave your computer and your session has not "timed out".
COOKIES & WEB BEACONS
To enhance your experience with our sites, many of our web pages use "cookies." Cookies are text files we place in your computer's browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at one of our sites. However, once you choose to furnish the site with personally identifiable information, this information may be linked to the data stored in the cookie.
"Web beacons" or clear .gifs are small pieces of code placed on a web page to monitor the behavior and collect data about the visitors viewing a web page. For example, web beacons can be used to count the users who visit a web page or to deliver a cookie to the browser of a visitor viewing that page. We may use web beacons on this site from time to time for this and other purposes.
Third-Party Advertisement Servers:
Individual Registration, Access and Exchange of Information
For certain services such as web pages, contests and accessing data, registration might be required. By registering, you agree to the following terms in addition to any other specific terms which shall be posted at an appropriate location of the Site. Each registration is for a single individual user only. To access these services, you will be asked to enter your individual User Name and Password. Therefore, we do not permit any of the following:-
Any other person sharing your User Name and Password
Any part of the Site being cached in proxy servers and accessed by individuals who have not registered with naikinsurance.com as users of the Site
Access through a single User Name and Password being made available to multiple users on a network. If we reasonably believe that a User Name and Password are being used in any of these ways, we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.
All information, data, text, software, music, sound, photographs, graphics, video, messages or other materials, whether publicly or privately transmitted/posted, is the sole responsibility of the person from where such content originated. You shall be solely responsible for all content that you upload, post or otherwise transmit. naikinsurance.com does not control the content posted via chat and other community services and, as such, does not guarantee the accuracy, integrity or quality of such content. You understand that by using such services, you may be exposed to objectionable matter. Under no circumstances will Naik Insurance be liable in any way for any content, including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted, uploaded on this site.
You may also not indulge in cyber stalking become or create a nuisance for any person. You may not send, submit, post, or otherwise transmit messages or material that contain software virus, or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of this site, or other user's ability to engage in real-time exchanges.
Change In Policy
naikinsurance.com may at any time revise the Terms by updating the then-current version thereof posted on this web site. By using this web site, you agree to be bound by any such revisions and should therefore periodically visit this page of this web site to determine the most current version of the Terms to which you are bound. Changes could be made by us after the first posting to the Site and you will be deemed to have accepted any change if you continue to access the Site after that time. Certain provisions of the Terms may be superseded by expressly designated legal notices or terms located on particular pages at this web site. This Site reserves the right to modify, suspend/cancel, or discontinue any or all channels, or service at any time without notice, make modifications and alterations in any or all of the content, products and services contained on the site without prior notice.