Employees are assured of financial assistance being extended to their families in the unfortunate event of their demise, critical illness, etc.

Employees can benefit from the inconvenience of medical tests be done away with until their free cover limits.

The premiums paid by their employers are not treated as perquisites.

exemption from tax under Section 10(10D)

Easy administration by way of simple documentation

Can be customized to meet niche needs of the employees enrolled

Offers security to the family of the insured

Safeguards the insured’s financial interest